Maputo Insurance Lawyer

The proven Maputo insurance lawyers at SAL & Caldeira Advogados are experienced in the effective handling of insurance related lawsuits, as it pertains to Mozambique insurance law.

The Maputo insurance attorneys have experience representing clients in insurance law matters involving:

• Car Insurance
• Casualty Insurance
• Commercial Insurance
• Consumer Fraud
• Disability Insurance
• Fire Insurance
• First Party Insurance
• First and Third Party Insurance
• Flood Insurance
• General Liability Insurance
• Homeowners Insurance
• Insurance Bad Faith
• Insurance
• Property Insurance

Experienced Maputo Insurance Attorney

The term "insurance" is a contractual agreement; most commonly refers to the instance of an insurance policy, which legally binds the insurer to cover the cost of all or any portion of damages suffered by the insured party as defined in the policy. In its essence, the purpose of insurance is to measure the risks of a potential loss from the insured party.

While types of insurance vary widely in Mozambique, their primary goal is to allocate the risks of a loss from the individual to a great number of people. Each individual pays a "premium" into a pool, from which losses are paid out. The premium is not returnable if a loss is not suffered; in that case the payment is for 'peace of mind". Thus, when a loss is suffered, the loss is spread to the people contributing to the pool. To ensure these pools are properly managed and adequately funded, the government and the courts heavily regulate the insurance industry in Mozambique.

Trusted Maputo Insurance Law Firm

The Maputo insurance lawyers at SAL & Caldeira Advogados are distinguished by a history of successful insurance law recoveries and resolutions. For experienced representation in an insurance dispute, contact the Maputo insurance attorneys at SAL & Caldeira Advogados in Mozambique.