Binghamton Debtor and Creditor Lawyer

The proven Binghamton debtor and creditor lawyers at Coughlin & Gerhart, LLP are experienced in the effective resolution of claims relating to the regulation of monetary debt resolutions in New York. Binghamton debtor and creditor attorneys are knowledgeable in all areas of general debtor and creditor law, including but not limited to creditors rights and debtors rights claims in Binghamton New York. Clients will have the confidence of knowing that the case is being handled by an experienced and knowledgeable Binghamton debtor and creditor lawyer.

The Binghamton debtor and creditor attorneys have experience representing clients in matters involving:

  • Civil Drug Forfeiture
  • Creditors Rights
  • Creditors Rights in Bankruptcy
  • Debtor and Creditor Collections
  • Debtor and Creditor Reorganization
  • Debtor and Creditor Rights
  • Debtors Right
  • Fair Debt Collection Practices Act
  • Secured Creditors Rights
  • Unsecured Creditors Rights

Experienced Binghamton Debtor and Creditor Attorney

The focus of New York debtor-creditor law involves circumstances where a person or group is unable to pay a monetary debt to another party. States regulate debtor-creditor law in a non-bankruptcy context through state statutory and common law. The federal government has passed the Fair Debt Collection Practices Act to regulate activities of some debt collectors.

Non-bankruptcy debtor-creditor law is governed mainly by state statutory and common law. Harassment, defamation, or other unfair practices in attempts at debt collection may be curbed by tort claims in state court. States also regulate debt collection through statute. Congress has enacted the Fair Debt Collection Practices Act to regulate some debt collectors.

Creditors use judicial and statutory processes to have debts satisfied. Attachment is a limited statutory remedy whereby a creditor has the property of a debtor seized to satisfy a debt. Garnishment allows a creditor to collect part of a debt (for example wages) to satisfy the obligation. Replevin allows a creditor to seize goods, such as a security interest, that he or she has a property interest in, to satisfy the debt. Receivership involves the appointing of a third party by a court to dispose of the debtor’s property in order to satisfy the debt.

Trusted Binghamton Debtor and Creditor Lawyer

The Binghamton debtor and creditor attorneys of Coughlin & Gerhart, LLP law firm are distinguished by a history of successful debtor and creditor claim recoveries through settlements and verdicts. For experienced representation in a debtor and creditor dispute or for assistance with bankruptcy proceedings, contact a Binghamton debtor and creditor lawyer at Coughlin & Gerhart, LLP in New York.