San Francisco Insurance Defense Lawyer

The proven San Francisco insurance defense lawyers at Demler, Armstrong & Rowland, LLP are experienced in the effective handling of insurance related lawsuits, as it pertains to California insurance law. Insurance defense focuses on matters of protecting the rights of insurance companies in the defense of claims made by policyholders, typically as a result of a plaintiff filing a lawsuit against his or her insurance carrier after being denied an insurance claim.

The San Francisco insurance defense attorneys have experience representing clients in insurance defense matters involving:

Casualty Insurance
Commercial Insurance
Consumer Fraud
Disability Insurance
Fire Insurance
First and Third Party Insurance
First Party Insurance
Flood Insurance
General Liability Insurance
Homeowners Insurance
Insurance Bad Faith
Insurance Coverage
Insurance Defense
Property Insurance

Experienced San Francisco Insurance Coverage Attorney

The term “insurance” is a contractual agreement; most commonly refers to the instance of an insurance policy, which legally binds the insurer to cover the cost of all or any portion of damages suffered by the insured party as defined in the policy. In its essence, the purpose of insurance is to measure the risks of a potential loss from the insured party. The area of California insurance law involves the Federal laws and state statutes regulating the business and commercial conduct of the insurance industry.

While types of insurance vary widely in California, their primary goal is to allocate the risks of a loss from the individual to a great number of people. Each individual pays a “premium” into a pool, from which losses are paid out. The premium is not returnable if a loss is not suffered; in that case the payment is for ‘peace of mind”. Thus, when a loss is suffered, the loss is spread to the people contributing to the pool. To ensure these pools are properly managed and adequately funded, the government and the courts heavily regulate the insurance industry in California.

Trusted San Francisco Insurance Defense Law Firm

The San Francisco insurance defense lawyers at Demler, Armstrong & Rowland, LLP are distinguished by a history of successful recoveries. For experienced representation in an insurance dispute or coverage matter, contact the San Francisco insurance coverage attorneys at Demler, Armstrong & Rowland, LLP in California.