Philadelphia Mortgage Lawyer

The proven Philadelphia mortgage lawyers at Earp Cohn P.C. are experienced in the effective resolution of mortgage lawsuits as related to residential properties in Pennsylvania. Philadelphia mortgage attorneys are knowledgeable in all areas of general mortgage law, including but not limited to mortgage tax issues, mortgage refinancing and mortgage bankruptcy claims in Philadelphia, Pennsylvania. Clients will have the confidence of knowing that their case is being handled by an experienced and knowledgeable Philadelphia mortgage lawyer.

The Philadelphia mortgage attorneys have experience representing clients in matters involving:

• Mortgage Bankruptcy
• Mortgage Tax
• Mortgage Refinancing
• Mortgage Finance
• Mortgage Foreclosure
• Commercial Mortgages
• Mortgage Insurance
• Mortgage Securitization

Experienced Philadelphia Mortgage Attorney

A mortgage is a legal document in which the owner uses the title to residential property as security for a loan described in a promissory note. The mortgage must be signed by the owner (borrower/mortgagor), acknowledged before a notary public, and recorded with the County Recorder or Recorder of Deeds. If the owner fails to make payments on the promissory note then the lender can foreclose on the mortgage to force a sale of the real property and receive the proceeds, or receive the property itself at a public sheriff's sale.

Before the property is sold, the mortgagor must be noticed and offered an opportunity to pay all delinquent payments and costs of foreclosure to save the property. In some states the property can be redeemed by such payment even after foreclosure. When the mortgage is paid in full, the lender is required to execute a "satisfaction of mortgage" (sometimes called a "discharge of mortgage") and record it to clear the title to the property.

Trusted Philadelphia Mortgage Law Firm

The Philadelphia mortgage attorneys at Earp Cohn P.C. are distinguished by a history of successful mortgage claim recoveries through settlements and verdicts. For experienced representation in a mortgage dispute or for assistance with processing a mortgage claim, contact the Philadelphia mortgage lawyers at Earp Cohn P.C. in Pennsylvania.