St. Louis Insurance Coverage Defense Lawyer
The proven St. Louis insurance defense lawyers at Roberts Perryman are experienced in the effective handling of insurance related lawsuits, as it pertains to Missouri insurance law. Insurance defense focuses on matters of protecting the rights of insurance companies in the defense of claims made by policyholders, typically as a result of a plaintiff filing a lawsuit against his or her insurance carrier after being denied an insurance claim.
The St. Louis insurance coverage defense attorneys have experience representing clients in insurance defense matters involving:
- Car Insurance
- Casualty Insurance
- Commercial Insurance
- Consumer Fraud
- Disability Insurance
- Fire Insurance
- First and Third Party Insurance
- First Party Insurance
- Flood Insurance
- General Liability Insurance
- Homeowners Insurance
- Insurance Bad Faith
- Property Insurance
Experienced St. Louis Insurance Coverage Defense Attorney
Insurance is a contractual agreement, most commonly in the form of a policy, in which the insurer agrees to cover all or part of the losses experienced by the insured, as outlined in the policy terms. At its core, insurance serves to assess and manage the risk of potential loss faced by the insured party. This area of law is governed by both federal regulations and Missouri state statutes that oversee the conduct and business practices of the insurance industry.
In Missouri, while the types of insurance may vary, their fundamental purpose remains the same: to distribute individual risk across a larger group. Individuals pay premiums into a shared pool, which is then used to cover losses. If no loss occurs, the premium is not refunded—instead, it offers peace of mind. When a loss does happen, the financial burden is shared among all who contributed. To ensure these insurance pools remain solvent and properly managed, both the government and the courts enforce strict oversight of the industry.
Trusted St. Louis Insurance Defense Law Firm
The St. Louis insurance defense lawyers at Roberts Perryman are distinguished by a history of successful recoveries. For experienced representation in an insurance dispute, contact the St. Louis insurance coverage defense attorneys at Roberts Perryman in Missouri.
