procedures for when it snows or freezes, but they should. In large retail settings someone should be tasked with making certain that if it snows or freezes outside of business hours the customary snow/ice removal steps are started. For front of the house or store employees, have a proce- dure on what to do if a customer reports an issue or hazard. Assess whether there are areas that are off limits or restricted when icy and if so designate a person to make such a determination and cordon off the area. Perhaps most important, have a procedure requiring whomever removes snow or ice to log the date, time and nature of their activity. While these are but a few of the common procedures, it is critical that appropriate manage- ment have a meeting and determine what procedures should be best practices for your particular business. sponsible for removing snow and ice from the property but they can certainly all be responsible for removing liability from the business. Make certain that your staff is aware that comments from customers or business invitees such as, "Wow your front walk is a solid sheet of ice" (which as me is going to fall and sue you") are not met with responses such as, "Yea, the weather sure is getting crazy out there." Instead, businesses should have a chain of reporting for snow and ice problems. More important than having procedures for winter is to make sure they are re- peatedly communicated to your employ- ees both prior to and during the winters. ally will vary greatly depending on size and negotiating status of different busi- nesses, but all businesses can generally get some protection through the purchase of a commercial general liability policy or business insurance policy. A second way liability can be limited, is to hire a snow removal company and shift the responsibility by contract. While small businesses may generally operate under an informal relation- ship wherein the "lawn guy" plows the parking lot for a hundred bucks when it snows, the prudent business will reduce its snow removal contract to writing and limit its liability. Thus, a strong snow re- moval agreement will spell out when and how snow is to be removed, require the contractor to be insured and bear respon- sibility for injury/damage claims made against the business for snow and ice and indemnification for costs associated with defending a claim. Yet a third way to limit liability con- tractually is to shift such responsibility in the terms of a lease. Whether it be a single store in a shopping plaza includ- ing terms in a lease, or the shopping plaza requiring the individual store to be responsible for the area around the particular store, liability to third persons for snow and ice related injuries is often addressed in leases. to Look at Your Property fact that a state is an open and obvious state versus an affirmative duty state, will not prevent the business from getting sued. As I tell my clients, anyone can sue you for anything but that doesn't mean they'll be successful. That said, it never hurts to have your defense attorney come out and provide a second "fresh" set of eyes regarding potential hazards and liabilities. By implementing the steps set forth above, a business can affirmatively defend itself by demonstrating it took more than the minimal steps, and in turn avoid making an ordinary winter a costly one. |